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Catalyst Conference Dave Ramsey



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Dave Ramsey
Catalyst 2007


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I'm debt free ... ( 11 months ago by robbcayman)
I'm debt free thanks to this man. I remember 2 years ago sitting with $23,000 in debt feeling hopeless. Fast forward 2 years and I am debt free with a loaded emergency fund. It wasn't easy, but it really changed my life for the better. Thanks Dave!!!!!
If you listen to ... ( 11 months ago by stemikger)
If you listen to this guy you will do well.
I LOVE Dave's ... ( 11 months ago by snakecharm13)
I LOVE Dave's program... I've paid off 26K in 16 months. 12,500 to go..... there's a light at the end of the tunnel... and it's not a train! lol It's great to be able to sleep through the night. Everyone should follow this plan.
Credit? No. Asset, ... ( 11 months ago by bhertzing)
Credit? No. Asset, Yes.
We're Debt Free! ... ( 10 months ago by shopesales)
We're Debt Free! Also in the latest edition of his book, as we were stupid to the tune of $123,000 and it's all gone baby!
I'm on my way to ... ( 10 months ago by 8016418118)
I'm on my way to being debt free. Thanks Dave!!
this is at John ... ( 9 months ago by marianna1407)
this is at John Maxwell's Maximum Impact Conference, not Catalyst.
He said "Name the ... ( 6 months ago by afryar)
He said "Name the dog Ebay", after going through his class we named our cat Ramsey!!
This guy rocks!! ... ( 5 months ago by peachfoot)
This guy rocks!! And he's a fellow Southerner and has a very typical Southern sense of humor! I do love John Maxwell as well. Brian Tracey and Patrick Lencioni are also fantastic. Also, read T. Harv Ecker's book, Secrets of the Millionaire Mind. Great Stuff! Harv is a straight shooter and pulls no punches. He's the real deal and has made it.
I like stuff! ... ( 3 months ago by sapofgold)
I like stuff! Thanks Dave for helping me deal with my "stuffitis".
Giving is my goal. ... ( 3 months ago by dougster3333)
Giving is my goal. Being debt-free is a by product of my goal. So many shoot for the lesser of two worthy goals. Yes, shoot for being debt-free. Aim higher and you'll be a giver to causes, charities, organizations, and foundations you believe in. And that, for me, is true financial freedom: helping those around me.
better than i ... ( 3 months ago by woopiiiiiii)
better than i deserve.
rice and beans all ... ( 3 months ago by chatelvideo)
rice and beans all the way!!!!!!!!!!!!
Dave Ramsey will ... ( 2 months ago by GRUBTHOR)
Dave Ramsey will kick your ass into the stratosphere.
Thanks Dave for all ... ( 2 months ago by WendyMerritt)
Thanks Dave for all the great advice and kicking our butts when we need it. A heart attack set us back, but we are on our way to being DEBT FREE! Thanks. Wendy
Saw Dave live in ... ( 2 months ago by ramsam70)
Saw Dave live in Salt Lake- man- he is amazing! I am changed for having seen him, he is unbelievable. Lovin the plan! Thanks Dave!
LIKE HIM..ALWAYS ... ( 2 months ago by onegreeneye)
LIKE HIM..ALWAYS HATED CREDIT CARDS..WISDOM SAYS MULTIPLE STREAMS OF INCOME..PRAYYY FOR THIS FIND GREAT IDEAS..CREATE YOUR WAY OUT..WE PERISH FOR LACK OF KNOWLEDGE, FOLLOWING FEELINGS, RATHER THAN GOOD REASONING, WE MUST BE CAREFUL, be prepared.
anna i FLAT-LINED, DIED, & met JESUS!:)!
Great guy ( 1 month ago by poppapump23)
Great guy
13 Months ago I was ... ( 1 month ago by torosar)
13 Months ago I was 23k in debt. Read a book by Ramsey and decided to go for it. 4k left to go! I'll be debt free by the end of this year. There's no secret formula, all he did in his book was motivate. It's common sense, and discipline. Stop spending on stupid things, sell the stupid things you bought, and live off of the minimum so you can then live off of your savings. It's hard to get out of your habits and live a frugal life, but it's certainly more rewarding than paying off a damn loan.
Live like no one ... ( 1 month ago by torosar)
Live like no one else, so you can later live like no one else.
To my mind, what ... ( 1 month ago by nomyaw)
To my mind, what you should really be doing is paying down the debts with the highest interest rate, regardless of balance. It just makes intuitive sense to pay off the most costly debts first. Once the debt with the highest interest rate is paid off, add those dollars to what you've been paying on the debt with the next highest interest rate, and so on
Good point. ... ( 4 weeks ago by nico3641)
Good point. Financially, you are correct. The math works to your advantage if you do it as you describe. . I think Ramsey's point is that as humans, we like to see progress so that we don't get discouraged with the process and that's why you start with the small amount first. So if you are disciplines and don't need encouragement, then I think it's OK to do it as you suggest. . just my $0.02
yep, Dave says that ... ( 4 weeks ago by koderindy)
yep, Dave says that if you knew math you wouldn't be in such bad shape to start with. Interest rates don't make much diference when you pay something off in month instead of years.
Why does he always ... ( 1 day ago by thecoach17)
Why does he always contradict himself? In this video he talks about "you were made to be a giver", however when it comes to his insurance theories he laughs when people ask "What about charitable giving?" or "I want to leave something for the kids just because?" Entertaining guy, lots of charisma & all the things that make for great TV...just not very practical or knowledgable advice all the time. Don't get me wrong debt reduction strategy is great, but he should have stopped giving advice there



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